How to Protect Your Retirement Assets

Fixed annuities can help.

In recent years, investors have experienced extreme swings in the financial markets.

Are you ready for retirement?

Now more than ever, you may want to think about protecting a portion of your retirement assets from risk to help you achieve your retirement goals.

One of the potential solutions is the purchase of a fixed annuity that offers accumulation potential, guarantees, and principal protection. Fixed annuities can help you meet your long-term financial goals by providing tax deferral, a death benefit, and a guaranteed stream of income at retirement. You also have the opportunity for increasing income, which can help reduce inflation risk, through riders that are either built-in or optional and available for an additional charge.

67% OF CONSUMERS would feel better about their retirement savings if they knew if some of it was protected by market loss.

Who knew one solution could help transfer multiple risks?

Fixed annuities that offer these benefits can provide the opportunity to address other retirement risks you may face, such as:

  • Longevity risk – The risk of outliving your retirement assets

  • Inflation risk – The risk of inflation eroding your retirement income’s purchasing power

  • Sequence risk – The risk of negative market returns

The chart below illustrates the statistical probabilities of events likely to happen in an average year, and how a portion of that risk can be transferred away. The greatest probability in any one given year is the loss of market value. Yet people may not realize the need to protect their retirement assets.

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Prepare for the unknown in retirement by rethinking protection. Transfer some of your market risk to an insurance company.